Zong’s loan service helps prepaid users in Pakistan get instant balance when they run low. This guide explains how to apply for a Zong loan, types of loans, eligibility, and repayment options.
What is Zong Loan?
Zong Loan, or Advance Loan, allows prepaid users to borrow small amounts of balance instantly. The loan can be used for calls, messages, or browsing until you can recharge your account.
Eligibility for Zong Loan
To qualify for a Zong loan, you need to be a prepaid user with a minimum balance and an active account. Your loan history also plays a role in eligibility.
| Eligibility Criteria | Details |
|---|---|
| Account Type | Prepaid users only |
| Minimum Balance | Must have a small balance |
| Active Account | Account should be active for several days |
| Loan History | Past loan repayment history matters |
How to Apply for Zong Loan
- Check Eligibility: Ensure you meet the balance and account requirements.
- Send Request: Text a blank SMS to 611.
- Loan Confirmation: Receive a message confirming the loan amount.
- Loan Credited: The loan is credited instantly to your account.
Types of Zong Loans
Zong offers three loan amounts depending on your eligibility and balance.
| Loan Amount | Purpose |
|---|---|
| Rs. 15 | For users with very low balance |
| Rs. 25 | Ideal for moderate usage (calls, messages, browsing) |
| Rs. 50 | For those needing more balance (calls, browsing, or data usage) |
How to Check Loan Balance
Dial 111# to view your Zong loan balance and check the outstanding amount.
Loan Repayment Process
Repay your loan automatically when you recharge your account. The loan amount is deducted from your recharge balance.
| Repayment Method | Details |
|---|---|
| Automatic Deduction | Loan amount deducted on recharge |
| Late Repayment | May affect future loan eligibility |
Common Issues
| Issue | Solution |
|---|---|
| Loan Not Credited | Resend the request or contact customer support |
| Low Loan Amount | Your eligibility depends on balance and usage history |
| Repayment Problems | Contact customer support if loan deduction fails after recharge |
Terms and Conditions
| Term | Details |
|---|---|
| Loan Limits | Limits on how frequently you can borrow |
| Loan Fees | Small fees may apply, deducted with repayment |
| Loan Validity | Valid until you recharge your account |
Alternatives to Zong Loan
Explore similar loan services from other telecom companies in Pakistan.
| Provider | Loan Amount | Details |
|---|---|---|
| Ufone | Rs. 15 to Rs. 50 | Available for prepaid users |
| Jazz | Rs. 15 to Rs. 50 | Instant loan service for prepaid customers |
| Telenor | Rs. 15 to Rs. 50 | Similar service with quick access to balance |
FAQs
| Question | Answer |
|---|---|
| How to Apply for Zong Loan? | Send a blank SMS to 611. |
| How Much Loan Can I Get? | Loans range from Rs. 15 to Rs. 50, based on your account history. |
| How to Repay? | Repayment is automatic upon recharging your account. |
Conclusion
Zong’s loan service offers an easy solution for users needing quick balance. Apply, use the loan, and repay seamlessly. Keep track of your loan balance and ensure timely repayment for future loan eligibility.
